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Home Schemes Pradhan Mantri Awas Yojana (Urban)
Central Govt. Housing

Pradhan Mantri Awas Yojana (Urban)

Interest subsidy and credit-linked housing assistance for urban poor and EWS/LIG families.

Ministry of Housing & Urban Affairs · Last updated: July 2026
Apply now → Check eligibility

Quick facts

Benefit
Up to ₹2.67 Lakh subsidy
Category
Housing
Level
Central
Published
Jul 2026

1 Scheme details

PMAY-U aims to provide pucca houses with basic amenities to all eligible urban poor families. Beneficiaries receive interest subsidy on housing loans under three categories: Credit Linked Subsidy Scheme (CLSS), Affordable Housing in Partnership (AHP), and Beneficiary-Led Construction.

Benefit
Up to ₹2.67 Lakh subsidy
Ministry
Ministry of Housing & Urban Affairs

2 Eligibility

  • Must be an Indian citizen meeting the scheme criteria.
  • Check specific eligibility requirements on the official portal.
  • Aadhaar may be required for DBT schemes.
  • Bank account linked with Aadhaar and mobile number.
  • Specific exclusions may apply based on income, landholding, or employment status.

3 How to apply

  1. Visit the official portal for this scheme.
  2. Register with your mobile number and Aadhaar.
  3. Fill in personal details carefully.
  4. Upload required documents.
  5. Submit and note the application reference number.