1 Scheme details
PMJDY is a national mission for financial inclusion ensuring access to banking services for every household. It offers a zero-balance savings account with RuPay debit card, life cover of ₹30,000, and accident insurance cover of ₹2 lakh.
2 Eligibility
- Must be an Indian citizen meeting the scheme criteria.
- Check specific eligibility requirements on the official portal.
- Aadhaar may be required for DBT schemes.
- Bank account linked with Aadhaar and mobile number.
- Specific exclusions may apply based on income, landholding, or employment status.
3 How to apply
- Visit the official portal for this scheme.
- Register with your mobile number and Aadhaar.
- Fill in personal details carefully.
- Upload required documents.
- Submit and note the application reference number.