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Central Govt. Finance

PM MUDRA Yojana

Collateral-free loans up to ₹10 lakh for non-corporate small/micro enterprises.

Ministry of Finance · Last updated: July 2026
Apply now → Check eligibility

Quick facts

Benefit
Up to ₹10 Lakh loan
Category
Finance
Level
Central
Published
Jul 2026

1 Scheme details

MUDRA Yojana provides collateral-free loans up to ₹10 lakh to non-corporate, non-farm small and micro enterprises. The loans are categorised as Shishu (up to ₹50,000), Kishor (₹50,001–₹5 lakh), and Tarun (₹5–10 lakh).

Benefit
Up to ₹10 Lakh loan
Ministry
Ministry of Finance

2 Eligibility

  • Must be an Indian citizen meeting the scheme criteria.
  • Check specific eligibility requirements on the official portal.
  • Aadhaar may be required for DBT schemes.
  • Bank account linked with Aadhaar and mobile number.
  • Specific exclusions may apply based on income, landholding, or employment status.

3 How to apply

  1. Visit the official portal for this scheme.
  2. Register with your mobile number and Aadhaar.
  3. Fill in personal details carefully.
  4. Upload required documents.
  5. Submit and note the application reference number.