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Home Schemes Sukanya Samriddhi Yojana
Central Govt. Education

Sukanya Samriddhi Yojana

Small savings scheme for the girl child with attractive interest rate and tax benefits.

Ministry of Finance · Last updated: July 2026
Apply now → Check eligibility

Quick facts

Benefit
8.2% interest, tax-free
Category
Education
Level
Central
Published
Jul 2026

1 Scheme details

Sukanya Samriddhi Yojana is a small savings scheme for the girl child, offering an attractive interest rate and tax benefits under Section 80C. The account can be opened for a girl child aged below 10 years.

Benefit
8.2% interest, tax-free
Ministry
Ministry of Finance

2 Eligibility

  • Must be an Indian citizen meeting the scheme criteria.
  • Check specific eligibility requirements on the official portal.
  • Aadhaar may be required for DBT schemes.
  • Bank account linked with Aadhaar and mobile number.
  • Specific exclusions may apply based on income, landholding, or employment status.

3 How to apply

  1. Visit the official portal for this scheme.
  2. Register with your mobile number and Aadhaar.
  3. Fill in personal details carefully.
  4. Upload required documents.
  5. Submit and note the application reference number.