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Central Govt. Health

Ayushman Bharat PM-JAY

Health cover of ₹5 lakh per family per year for secondary and tertiary hospitalisation.

Ministry of Health & Family Welfare · Last updated: July 2026
Apply now → Check eligibility

Quick facts

Benefit
₹5 Lakh cover
Category
Health
Level
Central
Published
Jul 2026

1 Scheme details

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world’s largest health insurance scheme, providing health cover of ₹5 lakh per family per year for secondary and tertiary care hospitalisation to over 10.74 crore poor and vulnerable families.

Benefit
₹5 Lakh cover
Ministry
Ministry of Health & Family Welfare

2 Eligibility

  • Must be an Indian citizen meeting the scheme criteria.
  • Check specific eligibility requirements on the official portal.
  • Aadhaar may be required for DBT schemes.
  • Bank account linked with Aadhaar and mobile number.
  • Specific exclusions may apply based on income, landholding, or employment status.

3 How to apply

  1. Visit the official portal for this scheme.
  2. Register with your mobile number and Aadhaar.
  3. Fill in personal details carefully.
  4. Upload required documents.
  5. Submit and note the application reference number.