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Central Govt. Pension

NPS Vatsalya

Pension scheme for children to build long-term retirement corpus from an early age.

Ministry of Finance · Last updated: July 2026
Apply now → Check eligibility

Quick facts

Category
Pension
Level
Central
Published
Jul 2026

1 Scheme details

NPS Vatsalya allows parents and guardians to open an NPS account for children below 18 years. It helps build a long-term retirement corpus from an early age and seamlessly converts to a regular NPS account when the child turns 18.

2 Eligibility

  • Must be an Indian citizen meeting the scheme criteria.
  • Check specific eligibility requirements on the official portal.
  • Aadhaar may be required for DBT schemes.
  • Bank account linked with Aadhaar and mobile number.
  • Specific exclusions may apply based on income, landholding, or employment status.

3 How to apply

  1. Visit the official portal for this scheme.
  2. Register with your mobile number and Aadhaar.
  3. Fill in personal details carefully.
  4. Upload required documents.
  5. Submit and note the application reference number.